Know what's
safe to spend.

Connect accounts or upload the financial files you already have, review transactions fast, and ask a coach that uses your approved household data.

No credit card required · Free plan available forever

Start free · Connect banks later · Disconnect anytime

Bank sync via Plaid (US & Canada)Bank credentials never shared with FinkDisconnect any bank, anytime

Everything you need to take control

Built for real people with real financial goals — not just power users.

Review transactions fast

Clean up imports in minutes with an organized For Review queue. Categorize, split, and reconcile without friction.

Connect however you want

Drop in CSV or Excel exports, statements, receipts, and transaction screenshots. Review the draft before anything reaches your ledger.

Budget your way

Set targets per category, track what you can still spend, and stay on top of monthly progress without rigid rules.

Rules that do the boring work

Set a rule once for a merchant or text match — future transactions get categorized automatically. Pro adds AI categorization on synced transactions.

Share with your household

Invite a partner or family member. One shared budget, role-based access, and everyone on the same page.

Your data, your control

Bank credentials never touch our servers — Plaid handles them. Bank access tokens encrypted with AES-256-GCM. Disconnect any bank from Settings anytime.

Simple, transparent pricing

Start free. Upgrade when you’re ready.

Free

$0forever

Everything you need to budget well.

  • Manual transactions, CSV & Excel import
  • 3 PDF or image extractions / month
  • 10 personal-data coach answers / month
  • Monthly category targets & progress
  • Transaction review workflow
  • Manual rules (merchant / text match)
  • Categories & sub-category hierarchy
  • Household members
  • Goals (savings & debt payoff)
Sign up free
Most Popular

Pro

$89 USD/ year

Equivalent to $7.42 USD/month, billed annually

Automated intake and grounded coaching for serious budgeters.

  • Everything in Free
  • Higher-volume document & image extraction
  • Scanned-statement OCR
  • Live official-source financial coaching
  • Advanced planning scenarios
  • Bank sync via Plaid
  • AI categorization for synced transactions
  • Recurring bill detection
  • Email support
Start free trial
FeatureFreePro
Manual transactions
CSV import
Excel import
PDF & image extraction3 / monthHigher limits
Scanned-statement OCR
Personal-data coach answers10 / monthHigher limits
Live official-source guidance
Advanced planning scenarios
Monthly category targets & progress
Transaction review workflow
Manual rules (merchant / text match)
Category hierarchy
Household members
Goals (savings & debt payoff)
Bank sync via Plaid
AI categorization for synced transactions
Recurring bill detection

Ready to take control?

Start free. Upload a file, connect a bank later, or begin manually.

Sign up free

No credit card required